Scripture

Take time reading and allow God to speak to you. Look for a verse that speaks to you and write it down.

Observe

What do you think God is saying to you in the scripture. Ask the Holy Spirit to teach you and reveal Jesus to you. Paraphrase and write the scripture down in your own words.

Application

Personalize what you have read, by asking yourself how the scripture can apply to you today.

Prayer

This can be as simple as asking God to help you use the scripture, or it may be a greater insight on what He may be revealing to you. Remember, prayer is a two way conversation, so be sure to listen to what God has to say and write it down.